Property Guides
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Home Building Warranty Insurance by State: Thresholds, Caps and How to Check Your Cover
Every state runs its own builder warranty scheme, and Victoria went first-resort on 1 July 2026. Here are the thresholds,…
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Land Tax by State: Thresholds, Rates and a $700k Test
A $700,000 land value costs nothing a year in NSW or SA but more than $8,600 in the ACT. Here…
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Stamp Duty by State: First Home Buyer Thresholds Compared
Queensland, SA and the ACT now charge eligible first home buyers no duty on new homes at any price, while…
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HECS/HELP Debt and Your Borrowing Power: What It Actually Costs You in 2026
Does HECS actually stop a home loan approval, or just shrink it? Here’s the current repayment math, the 20% debt…
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Help to Buy: How Australia’s Shared Equity Scheme Actually Works
Help to Buy isn’t the 5% Deposit Scheme. Here’s how the government’s shared-equity scheme actually works, its price caps, and…
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The 5% Deposit Scheme in 2026: Price Caps and What Changed
The 5% Deposit Scheme, officially the First Home Guarantee, is not the scheme people were weighing up a year ago.…



